Health Care Helpline

Listen: Cheap Health Insurance Isn’t Always Cheap

KFF Health News Original

Across the country, people are choosing lower monthly premiums in exchange for higher out-of-pocket risk. Reporter Jackie FortiĂ©r explains what the shift means for Americans’ health and wallets.

How To Make a High-Deductible Health Plan Work for You

KFF Health News Original

Lower premiums often mean higher costs when you get sick and need care. Among the ways to plan ahead and soften the financial hit: health savings accounts, which act like a medical piggy bank.

Listen: Why Do I Need Prior Authorization?

KFF Health News Original

When the doctor says you need a prescription or treatment, sometimes you need approval from your health insurance first. Without it, they won’t pay. Health reporter Sarah Boden joins “Life Kit” host Marielle Segarra to discuss prior authorization.

To Knock Down Health-System Hurdles Between You and HIV Prevention, Try These 6 Things

KFF Health News Original

It’s been more than 10 years since the FDA first approved an HIV prevention drug. Today, people who could benefit from preexposure prophylaxis often struggle to access the lifesaving medicine or run into doctors without the education or empathy to offer affirming care. And those lapses can produce billing headaches.

So Your Insurance Dropped Your Doctor. Now What?

KFF Health News Original

Patients sometimes find themselves scrambling for affordable care when a contract dispute causes a hospital — and most of the doctors and other clinicians who work there — to be dropped from an insurance network. Here are six things to know if that happens to you.

Listen: The Surprising Power of Pushback When Health Insurance Won’t Pay

KFF Health News Original

Denied coverage for preventive care? You’re not powerless. In this new episode of NPR’s “Life Kit” podcast, KFF Health News reporter Jackie FortiĂ©r explores why denials happen and how to avoid common pitfalls.