Set up Apple Pay in seconds. Learn how
Faster and easier
than
using cards
or cash.
Pay in full, over time, or
with your cardās rewards.
Privacy and security
built in.
Apple Pay is accepted onĀ millions of websites andĀ apps.
Itās ready
and set.
Just go.
Set up in seconds. Right on your iPhone. AppleĀ Pay is built into iPhone, AppleĀ Watch, Mac, iPad, and AppleĀ VisionĀ Pro. To get started on iPhone, open the Wallet app and tap the plus symbol. Then add a credit or debit card by tapping the back of your iPhone with your eligible card.1 Youāll have the option to add your card to your other devices at the same time. When you want to pay, just double-click, tap, and youāre set. You still earn your cardās rewards and benefits ā so you wonāt miss out on any points orĀ miles.
How to add a card
New
Pay the way that works for you.
AppleĀ Pay gives you flexibility at checkout when you shop in stores with iPhone, or online and in apps with iPhone or iPad. You can choose to pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.2 You can also use your eligible credit or debit cardsā rewards, points, or miles to cover all or part of your purchase.3 When you redeem rewards, a statement credit is applied after the transaction isĀ complete.
Send AppleĀ Cash with Messages and make purchases with AppleĀ Pay. AppleĀ Cash is an easy and private way to send and receive money in Messages and Wallet ā all from your iPhone.4 Sending and requesting money is as simple as sending a text, even in group chats. Add a memo to a payment, and it shows up right in Wallet, making it easy to keep track of transactions. And you can spend the AppleĀ Cash you receive with AppleĀ Pay ā in stores, in apps, and online.
Learn more about AppleĀ Cash How to send moneyEasy.
Does it all.
Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.
Subscribe to .
Get
from a
vending machine.
And from the
supermarket.
Just look
for
or when
you checkĀ out.
At stores and more. AppleĀ Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If youāre not sure, just ask. AppleĀ Pay works anywhere that takes contactless paymentsĀ ā from vending machines and grocery stores to taxis and subwayĀ stations.
In apps and online. Use AppleĀ Pay to seamlessly make purchases in Safari and other browsers ā on iPhone, iPad, Mac, and other computers ā without the lengthy checkout forms. On an Apple device, click or tap the AppleĀ Pay button and pay with a touch or glance. On a non-Safari browser, scan the Apple Pay code with your iPhone camera and use your iPhone to complete your purchase.5 You can even use AppleĀ Pay to subscribe to services like AppleĀ Music, AppleĀ News+, and AppleĀ TV, buy apps and games on the AppĀ Store, and upgrade your iCloudĀ storage.
Safe and
sound.
AndĀ secure.
Personal data. Protected. When you make a purchase, AppleĀ Pay uses a device-specific number and unique transaction code. So your actual card number isnāt shared by Apple with merchants or stored on Apple servers. If you prefer not to share your email address with merchants when paying online, you can use Hide My Email to generate unique, random email addresses that automatically forward to your personalĀ inbox.
Your purchases stay private. When you pay with a debit or credit card, AppleĀ Pay doesnāt keep transaction information that can be tied back toĀ you. And when you use AppleĀ Cash, information is stored only for troubleshooting, fraud prevention, and regulatoryĀ purposes.
Tap more. Touch less. AppleĀ Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires FaceĀ ID, TouchĀ ID, or a passcode ā helping to keep your security in yourĀ hands.
Questions? Answers.
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You can use AppleĀ Pay to make purchases in stores, on websites, and in apps. Itās widely accepted, simple, safe, secure, andĀ private.
-
AppleĀ Pay is safer than using a physical credit, debit, or prepaid card. FaceĀ ID, TouchĀ ID, or your passcode is required for purchases on your iPhone, AppleĀ Watch, Mac, or iPad. Your identity isnāt shared with merchants, and they donāt see your actual card number. And your card numbers are never stored on AppleĀ servers.
When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order ā such as your name, email address, and billing and shippingĀ addresses.
When you pay with a debit or credit card, Apple doesnāt keep transaction information that can be tied back to you. And when you use AppleĀ Cash, information is stored only for troubleshooting, fraud prevention, and regulatoryĀ purposes.
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Adding a credit or debit card is as easy as opening the Wallet app, tapping the plus symbol, and tapping the back of your iPhone with an eligible card.1 Or add a card manually ā open the Wallet app, tap the plus symbol, and follow the steps onscreen. Youāll have to verify your information with your bank or card issuer. If you have a paired Apple Watch, youāll also have the option to add the card to your watch. If you upgrade your iPhone, you can transfer your cards to the new device in one easy step.
If youād like to add a credit, debit, or prepaid card directly to AppleĀ Watch, Mac, iPad, or AppleĀ VisionĀ Pro, you can visit AppleĀ Support to learn more about how to add your card to other Apple devices.
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Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support AppleĀ Pay here. If your card does not yet support AppleĀ Pay, contact your bank for more information. See participating banks and cards that support installments here. See participating banks and cards that support rewards here.
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Yes. Connect your eligible credit card account to its associated card you use with AppleĀ Pay to securely view your card account details right in Wallet ā including card balances and up to two years of transaction history.6 To connect an account, open Wallet, select your card, tap the more button, and select Card Details. Then tap Get Account Balance & Activity and follow the steps onscreen.
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No. Apple does not charge any fees when you pay with AppleĀ Pay ā in stores, online, or inĀ apps.
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Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseasĀ usage.
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If your business already accepts credit and debit cards, simply contact your payment provider
to start accepting AppleĀ Pay. If you want to accept AppleĀ Pay on your website or in your app,
visit AppleĀ Pay forĀ developers. -
With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.7 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.
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Download the AppleĀ Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order AppleĀ Pay decals to put on your storefront window andĀ register.
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AppleĀ Cash is an easy and private way to send and receive money,4 and itās built right into iPhone. You can send AppleĀ Cash in Messages, in Wallet, or with TapĀ toĀ Cash by simply holding your iPhone near someone elseās. And because AppleĀ Cash is a digital card in Wallet, you can spend your AppleĀ Cash in stores, online, and in apps with AppleĀ Pay.
Apple Pay enables you to make secure, contactless purchases using your AppleĀ Cash, your AppleĀ Card, and any other credit and debit cards that you add to Wallet. For apps or merchants that donāt accept AppleĀ Pay, use your AppleĀ Cash virtual card number to make your purchase wherever Visa is accepted.
More for
yourĀ finances.
Set up
Apple Pay
on your
Apple device.
iPhone
Open the Wallet app
and tap to add a card.
Apple Watch
Open the Apple Watch
app on your iPhone,
tap Wallet & Apple Pay,
and then tap Add Card.
iPad
Go to Settings
Wallet & Apple Pay
and tap Add Card.
Mac
On models with Touch ID,
go to System Preferences
Wallet & Apple Pay and
tap Add Card.
For more information, visit the
Apple Pay setup support page.